The services and capabilities described herein are provided by PJ Solomon, L.P. and its affiliates, including, without limitation, PJ Solomon Securities, LLC, and references to “PJ SOLOMON” or “SOLOMON” in any and all presentations are meant to refer generally to such companies.

Any and all presentations have been prepared solely for informational and illustrative purposes and is not to be used or considered as an offer to sell, or a solicitation of an offer to buy, any security or instrument or the provisions of an offer to provide investment services or to undertake any transaction. Certain information in these presentations relating to parties other than PJ SOLOMON or taken from external sources have not been subject to independent verification, and PJ SOLOMON makes no warranty as to the accuracy, fairness or completeness of the information or opinions in those presentations.Neither PJ SOLOMON nor its representatives shall be liable for any errors or omissions or for any harm resulting from the use of any and all presentations, the content of the presentation, or any document or information referred to in the presentation.

Nothing in these presentations constitutes regulatory, investment, legal, accounting or tax advice, or a representation that any investment or strategy is suitable or appropriate to your individual circumstances. Each individual or entity receiving this document or participating in a related transaction shall be responsible for obtaining all such advice as it thinks appropriate on such matters and shall be responsible for making its own independent investigation and appraisal of the risks, benefits and suitability of the transactions as to itself. Any discussions of past performance should not be taken as an indication of future results, and no representation, expressed or implied, is made regarding future events or results. Generally speaking, these presentations are marketing presentations. They do not constitute independent investment research and have not been prepared in accordance with the legal requirements designed to promote the independence of investment research. Moreover, these presentations have not been prepared by the research department of Natixis, of which PJ Solomon is an affiliate. Natixis may trade as principal or have proprietary positions in securities or other financial instruments that are referred to herein.

These presentations are intended only to provide observations and views as expressed herein, which may be different from, or inconsistent with, the observations and views of Natixis analysts or other Natixis sales and/or trading personnel, or the proprietary positions of Natixis. In addition, PJ SOLOMON and/or its affiliates, officers, directors and employees, including persons involved in the preparation or issuance of any presentation, may, from time to time, have long or short positions in, and may buy or sell the securities or other financial instruments referred to herein. The information contained in these presentations should not be assumed to have been updated at any time subsequent to date shown on the first page of the presentation and the delivery of such presentation does not constitute a representation by any person that such information will be updated at any time after the date of the presentation.

Any and all presentations are confidential and any redistribution, including any portion hereof, is prohibited without the written permission of PJ SOLOMON.